Buy & sell crypto with naira, in seconds
Buy crypto, cash out to your bank, or sell a gift card. See the full price, fee included, before you confirm.
Minimum ₦1,000.
- Amount
- ₦250,000.00
- Our fee (0.5%)
- ₦1,250.00
- Converted
- ₦248,750.00
- Rate, 1 USDT
- ₦1,578.10
You get
157.62 USDT
Price refreshes in 15s
Minimum order ₦1,000.
- Sell rate, 1 USDT
- ₦1,562.31
- Value at rate
- ₦156,231.90
- Our fee (0.5%)
- ₦781.16
You receive in naira
₦155,450.74
Paid to your own bank account, usually in under 10 minutes
Price refreshes in 15s
Card values from $25 to $500.
- Rate per $1
- ₦1,420
- Card value
- $100
- Payout
- Naira, exact
You get
₦142,000.00
Review usually within 30 minutes
Prices are indicative until you're signed in.
Buy crypto with naira
Fund by bank transfer
Send naira from an account in your own name to your personal nexX account number. Free, and it lands in your wallet when the transfer does.
Get a locked, all-in quote
Pick an asset and an amount. You see the fee, the rate and exactly what you get, held for a few seconds.
Confirm with your PIN
Enter your transaction PIN and the asset is in your wallet. Nothing is added after you confirm.
What you can buy
The eight assets we list at launch.
- BTC BitcoinBitcoin
- ETH EthereumEthereum
- USDT TetherTRC20, ERC20, BEP20
- USDC USD CoinERC20
- BNB BNBBNB Smart Chain
- SOL SolanaSolana
- TRX TRONTRON (TRC20)
- XRP XRPXRP LedgerView only for now
Cash out to your bank
Withdrawals go to a bank account in your own name, and only that. A flat ₦50 fee, usually paid in under 10 minutes. First withdrawals and withdrawals after a security change can be held, and we tell you why and until when.
Why we hold some withdrawals- Requested
- Sent to bank
- Paid
You can watch each withdrawal move through these three states in the app.
- Bank account
- Your own name only
- Withdrawal fee
- ₦50
- Usual time
- Under 10 minutes
Sell gift cards for naira or USDT
You see the rate before you submit. We review the card, usually within 30 minutes, then we pay. Naira payouts are exact. USDT payouts are estimated and converted when we approve the card.
How gift card sales work- Amazon₦1,420 per $1
- Apple₦1,410 per $1
- Google Play₦1,380 per $1
- Steam₦1,360 per $1
- Razer Gold₦1,320 per $1
- Sephora₦1,300 per $1
Indicative rates. Yours is shown before you submit.
Built to keep your money safe
- Deposits from your own name only
- Money must come from a bank account in your name. A transfer from someone else is held and returned, which stops a stolen account from being cashed out through yours.
- Holds after security changes
- If you change your password, phone or 2FA, withdrawals pause for 24 to 72 hours. If someone else did it, that window is when you can stop them. The app shows the hold and when it ends.
- 2FA and a transaction PIN
- Sign-in needs a second factor, and every money movement needs your PIN. New devices need approval.
- Customer assets held separately
- What you hold is kept apart from company money, under the custody rules we are building to.
- Built for SEC Nigeria licensing
- We are applying and are not yet authorised. We will not take customer money until we are.
Questions people ask first
What does nexX cost?
Buys and sells carry a 0.5% fee, shown as its own line before you confirm. On a buy, the fee comes off what you pay and the rest converts at the rate shown. On a sell, you get the value at the sell rate minus the fee. NGN deposits are free. NGN withdrawals cost ₦50. On-chain withdrawals show the network fee plus a small margin before you confirm. Transfers to other nexX users are free. Gift cards show the rate per dollar before you submit. The full fee schedule is one page.
How fast are deposits and withdrawals?
Bank transfers are credited when they arrive, usually within a couple of minutes. NGN withdrawals to your own bank usually take under 10 minutes. On-chain times depend on the network. Some transfers are held for review, and we tell you why.
Which coins can I buy?
We plan to launch with BTC, ETH, USDT, USDC, BNB, SOL, TRX and XRP. An asset can be shown before it can be traded while we wait for approval, and the app says so.
Can my account be frozen, and why?
Yes, in some cases. We may restrict an account while we verify your identity, when a deposit comes from an account that is not yours, after a security change such as a new phone or password, or when the law requires it. We tell you what happened and what to do next. We cannot always share the details of a compliance review.
Is nexX licensed?
We're applying under SEC Nigeria's digital asset rules; we will not take customer money until we're authorised.
Who can sign up?
Adults living in Nigeria with a BVN or NIN. We do not support accounts outside Nigeria yet.
Get your price, then decide.
Check what your naira buys. Creating an account is free, and you only pay when you confirm a quote.
Create accountBuy crypto with naira
Minimum ₦1,000.
- Amount
- ₦250,000.00
- Our fee (0.5%)
- ₦1,250.00
- Converted
- ₦248,750.00
- Rate, 1 USDT
- ₦1,578.10
You get
157.62 USDT
Price refreshes in 15s



